mheggade
07-14 05:27 PM
Signed
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americandesi
07-27 06:21 PM
My PERM got approved on 07/23/2007 and my attorney is planning to file I-140 and I-485 concurrently by Aug 15, 2007.
I was offered a wage less than the proffered wage till pay period 07/15/2007 and my employer revised my wage to match the proffered wage from pay period 07/31/2007. Hence I would be able to submit 2 paystubs for payperiods 07/31/2007 and 08/15/2007 with I-140 application, which shows that I am currently getting paid the proffered wage.
Please let me know if these 2 paystubs alone are sufficient to demonstrate ability to pay.
We wouldn't be able to submit the employers Quarterly Wage reports with the revised wage as the current quarter ends only on Sep 07.
I understand that USCIS will issue a direct denial without an RFE if the employer is unable to prove atleast one of the following
(1) Net income - The initial evidence reflects that the petitioner�s net income is equal to or greater than the proffered wage
- (Supporting Evidence : Tax Returns).
(2) Net current assets - The initial evidence reflects that the petitioner�s net current assets are equal to or greater than the proffered wage.
- (Supporting Evidence : Audited Financial statement)
(3) Employment of the beneficiary - The record contains credible verifiable evidence that the petitioner not only is employing the beneficiary but also has paid or currently is paying the proffered wage.
- (Supporting Evidence : Annual/Quarterly Wage reports, paystubs)
Ours is a small company and doesn't have net income or net assets matching the proffered wage.
Can anyone please answer this question?
I was offered a wage less than the proffered wage till pay period 07/15/2007 and my employer revised my wage to match the proffered wage from pay period 07/31/2007. Hence I would be able to submit 2 paystubs for payperiods 07/31/2007 and 08/15/2007 with I-140 application, which shows that I am currently getting paid the proffered wage.
Please let me know if these 2 paystubs alone are sufficient to demonstrate ability to pay.
We wouldn't be able to submit the employers Quarterly Wage reports with the revised wage as the current quarter ends only on Sep 07.
I understand that USCIS will issue a direct denial without an RFE if the employer is unable to prove atleast one of the following
(1) Net income - The initial evidence reflects that the petitioner�s net income is equal to or greater than the proffered wage
- (Supporting Evidence : Tax Returns).
(2) Net current assets - The initial evidence reflects that the petitioner�s net current assets are equal to or greater than the proffered wage.
- (Supporting Evidence : Audited Financial statement)
(3) Employment of the beneficiary - The record contains credible verifiable evidence that the petitioner not only is employing the beneficiary but also has paid or currently is paying the proffered wage.
- (Supporting Evidence : Annual/Quarterly Wage reports, paystubs)
Ours is a small company and doesn't have net income or net assets matching the proffered wage.
Can anyone please answer this question?
nixstor
07-28 11:44 AM
PMP is a good idea. But is that what you exactly want to do? Figure out. I work with PM's every day and in my company it is a pre requisite for every PM to have PMP on Resume before the Hiring Managers look at their Resumes. How ever, I personally feel that the project manager's job is mundane. Some times I even wonder whether these guys know any thing other than putting some M$ docs and ppt shyt together (doesnt hold good for all PM's) with all the info they gleaned from their managers and others in project. Is it that difficult? May be, this is happening in my company only or I am being blind because they do get paid in 6 digits. But it will definitely help you grow in an organization esp in the managerial ladder. You gotta lose something to get something. I am seriously considering taking up GMAT prep but my situation holds me back as my wife cant work.. blah blah.. What ever.
2011 Hawthorne CA, 90250 866-906-4314 Pacific Volkswagen is proud to
Aah_GC
07-16 10:26 AM
Signed
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desi3933
08-19 02:54 PM
........
........
So a citizen can really help. Please make your contact details available, so that when emergency arises, you can help them by contacting the congressman or senators.
Thanks so much for the suggestion. How can I have my contact details available without posting it on Public Forum?
Meantime, please contact me thru PM, if I can be any help.
........
So a citizen can really help. Please make your contact details available, so that when emergency arises, you can help them by contacting the congressman or senators.
Thanks so much for the suggestion. How can I have my contact details available without posting it on Public Forum?
Meantime, please contact me thru PM, if I can be any help.
immi_enthu
07-18 12:50 PM
http://www.uscis.gov/files/pressrelease/ReceiptingTimes071307.pdf
Office of Communications
USCIS Update
July 13, 2007
USCIS ISSUES SERVICE CENTER RECEIPTING UPDATE
WASHINGTON � In an effort to give our customers accurate information about current receipting times and service level commitments, United States Citizenship and Immigration Service (USCIS) is providing the following projections concerning fee receipting and data entry processing of cases currently at USCIS Service Centers as well as the anticipated in time-compliance dates at each site.
California Service Center
USCIS expects to provide in time-compliance for receipting of form types listed below:
Data Entry:
Compliant BY
N-400
7/18/2007
All other forms are currently in time-compliance.
Nebraska Service Center
USCIS expects to provide in time-compliance for receipting of form types listed below:
Data Entry:
Compliant BY
I-131
7/18/2007
I-360
7/18/2007
I-485
7/18/2007
I-140
7/18/2007
N-400
7/18/2007
All other forms are currently in time-compliance.
Texas Service Center
USCIS expects to provide in time-compliance for receipting of form types listed below:
Data Entry:
Compliant BY
I-485 (EB)
8/3/2007
N-400
8/10/2007
I-131
8/3/2007
I-765
8/3/2007
I-140
8/3/2007
All other forms are currently in time-compliance.
Vermont Service Center
USCIS expects to provide in time-compliance for receipting of form types listed below:
Data Entry:
Compliant BY
I-130
7/28/2007
I-751
7/28/2007
N-400
7/28/2007
All other forms are currently in time-compliance
USCIS is making every effort to address the delay in its data entry and fee receipting process. The prioritization of data entry for specific form-types was a proactive measure on the part of Service Centers to address the unprecedented level of H-1B filings received on April 2nd and 3rd, 2007, as well as the unprecedented level of filings for other immigration benefits. USCIS would like to assure its customers that the delay in data entry and fee receipting will not affect Change of Status or Extension of Stay eligibility, assuming all other eligibility requirements are satisfied. USCIS would also like to assure its customers that per existing policies and procedures, requests for Premium Processing Service will continue to be processed within 15 days. USCIS wishes to assure all customers that the original received date (the date which the document is date stamped) will be honored and recorded on the receipt notice. This date will appear in the "Received Date" box on Form I-797, Notice of Action. The received date is different from the "Notice Date", which also appears on Form I-797. The Notice Date is the date the receipt notice was actually generated.
� USCIS �
Does the above announcement mean that we can expect for all filers before July 13th to receive the receipts by 08/03/2007 ???
Office of Communications
USCIS Update
July 13, 2007
USCIS ISSUES SERVICE CENTER RECEIPTING UPDATE
WASHINGTON � In an effort to give our customers accurate information about current receipting times and service level commitments, United States Citizenship and Immigration Service (USCIS) is providing the following projections concerning fee receipting and data entry processing of cases currently at USCIS Service Centers as well as the anticipated in time-compliance dates at each site.
California Service Center
USCIS expects to provide in time-compliance for receipting of form types listed below:
Data Entry:
Compliant BY
N-400
7/18/2007
All other forms are currently in time-compliance.
Nebraska Service Center
USCIS expects to provide in time-compliance for receipting of form types listed below:
Data Entry:
Compliant BY
I-131
7/18/2007
I-360
7/18/2007
I-485
7/18/2007
I-140
7/18/2007
N-400
7/18/2007
All other forms are currently in time-compliance.
Texas Service Center
USCIS expects to provide in time-compliance for receipting of form types listed below:
Data Entry:
Compliant BY
I-485 (EB)
8/3/2007
N-400
8/10/2007
I-131
8/3/2007
I-765
8/3/2007
I-140
8/3/2007
All other forms are currently in time-compliance.
Vermont Service Center
USCIS expects to provide in time-compliance for receipting of form types listed below:
Data Entry:
Compliant BY
I-130
7/28/2007
I-751
7/28/2007
N-400
7/28/2007
All other forms are currently in time-compliance
USCIS is making every effort to address the delay in its data entry and fee receipting process. The prioritization of data entry for specific form-types was a proactive measure on the part of Service Centers to address the unprecedented level of H-1B filings received on April 2nd and 3rd, 2007, as well as the unprecedented level of filings for other immigration benefits. USCIS would like to assure its customers that the delay in data entry and fee receipting will not affect Change of Status or Extension of Stay eligibility, assuming all other eligibility requirements are satisfied. USCIS would also like to assure its customers that per existing policies and procedures, requests for Premium Processing Service will continue to be processed within 15 days. USCIS wishes to assure all customers that the original received date (the date which the document is date stamped) will be honored and recorded on the receipt notice. This date will appear in the "Received Date" box on Form I-797, Notice of Action. The received date is different from the "Notice Date", which also appears on Form I-797. The Notice Date is the date the receipt notice was actually generated.
� USCIS �
Does the above announcement mean that we can expect for all filers before July 13th to receive the receipts by 08/03/2007 ???
more...
snathan
05-12 11:37 PM
This might come as a surprise to some of you, but someone needs to say it out loud. GET A LIFE FOLKS!!!! there is more to life then EB, GC and all. it seem all we desi's can think of is how to get a green card so we can live here with peace and never have to worry bout getting laid off or anything.
Few points:
1) having gc is a privilege not a right.
2) US has every right to choose whom they want to have in their country.
3) If getting PR or citizenship of a western country is the goal there are many countries which have a fair point based system.
4) Considering the number of fraud's committed by Indian body shoppers and people who use them, i am not surprised USCIS is extra careful when it comes to Indian applications. Anyone who got his wife with no exp with software dev an h1b visa from some cheat in Jersey knows what i am talking bout . My freind got his wife an H1 after showing she knew software testing even though her major was fine arts and all she was good at was web surfing :)
5) have a back up. i came here in 2001 as student and have seen it all. I am on h1b since 2004. i knew we have too many people whose sole aim in life is a American GC. to avoid becoming one of those who check processing dates first thing in morning, i applied for Canadian PR, got it in 8 months and i am not even gonna bother applying for labor, i-140 and all those precious life controlling documents.
Wake up friends, you have options. Don't let your life depend on you application status.
Nitin
I would have taken it seriouly if you didnt spend six years in the US and did not run away to the Canada. Atleast if you gone back to india, it makes much more sense.
Few points:
1) having gc is a privilege not a right.
2) US has every right to choose whom they want to have in their country.
3) If getting PR or citizenship of a western country is the goal there are many countries which have a fair point based system.
4) Considering the number of fraud's committed by Indian body shoppers and people who use them, i am not surprised USCIS is extra careful when it comes to Indian applications. Anyone who got his wife with no exp with software dev an h1b visa from some cheat in Jersey knows what i am talking bout . My freind got his wife an H1 after showing she knew software testing even though her major was fine arts and all she was good at was web surfing :)
5) have a back up. i came here in 2001 as student and have seen it all. I am on h1b since 2004. i knew we have too many people whose sole aim in life is a American GC. to avoid becoming one of those who check processing dates first thing in morning, i applied for Canadian PR, got it in 8 months and i am not even gonna bother applying for labor, i-140 and all those precious life controlling documents.
Wake up friends, you have options. Don't let your life depend on you application status.
Nitin
I would have taken it seriouly if you didnt spend six years in the US and did not run away to the Canada. Atleast if you gone back to india, it makes much more sense.
2010 Hawthorne CA, 90250 866-906-4314 Pacific Volkswagen
whatamidoinghere
02-11 04:23 AM
Looking at the table in immigration-law.com, it appears that 33% have been certified and 33% have been closed/denied of the present 67% that have been processed. Those are absolute numbers (it is not 33% of 67% closed, it is 33% of the total 330K). Hence of the 220K cases processed, 110K have been certified and 110K closed/denied.
If the same trend holds, it will be 165K certified (out of a total of 330K). Add the 1.1 multiplying factor and we are looking at 346K total GCs. This is 2.5 years total. But USCIS seems to be sending off excess EB 1-2 visas to EB3 ROW so retrogression will continue for EB2 India and China.
There is some massive confusion here. The Immigration and Nationality Act also says the following for EB3
-Quote
(3) Skilled workers, professionals, and other workers
(A) In general
Visas shall be made available, in a number not to exceed 28.6 percent of such worldwide level, plus any visas not required for the classes specified in paragraphs (1) and (2), to the following classes of aliens who are not described in paragraph (2):
-End Quote
Read the term "Not to exceed 28.6 percent". So EB3 can't exceed 28.6 percent which means unused visas from EB2 cant all go to EB3. Since EB2 ROW is current, the unused EB2 visas should be coming to EB2 India & china as per AC21 law.. no?
We shouldn't assume that USCIS is too dumb to follow the law..
If the same trend holds, it will be 165K certified (out of a total of 330K). Add the 1.1 multiplying factor and we are looking at 346K total GCs. This is 2.5 years total. But USCIS seems to be sending off excess EB 1-2 visas to EB3 ROW so retrogression will continue for EB2 India and China.
There is some massive confusion here. The Immigration and Nationality Act also says the following for EB3
-Quote
(3) Skilled workers, professionals, and other workers
(A) In general
Visas shall be made available, in a number not to exceed 28.6 percent of such worldwide level, plus any visas not required for the classes specified in paragraphs (1) and (2), to the following classes of aliens who are not described in paragraph (2):
-End Quote
Read the term "Not to exceed 28.6 percent". So EB3 can't exceed 28.6 percent which means unused visas from EB2 cant all go to EB3. Since EB2 ROW is current, the unused EB2 visas should be coming to EB2 India & china as per AC21 law.. no?
We shouldn't assume that USCIS is too dumb to follow the law..
more...
Humhongekamyab
07-02 02:50 PM
What exactly happens to them?
Are they under a watch list?
Many employers will open up a new company and operate?
Maybe employers are ready to deal with this ????
I am not sure what happened to them. I just saw the list.
Yes many employer will open a new company but given a choice to follow the law or open a new company and start from scratch; I am sure most will follow the law. Also how many new companies will they open. If everybody files a complaint every time someone is exploited the employer will have to either stop exploiting or stop doing business.
Just because your employer is willing to steal your money does not mean you let them do it. Just because a person is ready to make you a slave does not mean you should become a slave. Let them do what they want to do, we all should do what is right and what we have to do.
Are they under a watch list?
Many employers will open up a new company and operate?
Maybe employers are ready to deal with this ????
I am not sure what happened to them. I just saw the list.
Yes many employer will open a new company but given a choice to follow the law or open a new company and start from scratch; I am sure most will follow the law. Also how many new companies will they open. If everybody files a complaint every time someone is exploited the employer will have to either stop exploiting or stop doing business.
Just because your employer is willing to steal your money does not mean you let them do it. Just because a person is ready to make you a slave does not mean you should become a slave. Let them do what they want to do, we all should do what is right and what we have to do.
hair Hawthorne CA, 90250 866-906-4314 Pacific Volkswagen
logiclife
06-07 11:31 AM
I dont work for consultant and yet I relocated last year. I admit its less frequent when you work directly for a company. I work longer hours not because I am told to, but it makes me feel more secure in my job by doing so and by making myself more useful than neccesary. WHy? coz I cannot change employer and keep my greencard process intact and continual. Its has to be started from scratch. Not affordable. Hence the longer hours. Is it forced? No. Is it fair. Absolutely not.
Finding a local to marry is not an option. Why? Firstly, many of us are already married. Secondly and more importantly, if you marry a local with the intention of obtaining immigration benefits, you are breaking the law. I dont mean to say that marrying a local is wrong, but it is illegal if you are doing it only for immigration benefits resulting from marrying a citizen and you could lose that greencard if things go haywire. To quote Shushterman, an immigration lawyer and former USCIS employee: If you are caught doing something illegal by USCIS, you are better off robbing a liquor store than marrying a local with intention of greencard. USCIS may pardon you if you robbed a liquor store, and still give your greencard but not if you married a citizen with intention of immigration benefits.
Now, coming to rights and privileges, privileges wouldnt exist unless you had the rights. Privileges granted by Government to public are based on rights. There are some things that the seeker calls rights and the person who grants them calls them privileges. If you want to be forceful, you have to call it a right, not a privileges. We call "Human rights" rights for a reason and not "Human privileges". See, privileges imply a hand-out. Rights imply justice. There is a difference between hand-out and justice.
Finding a local to marry is not an option. Why? Firstly, many of us are already married. Secondly and more importantly, if you marry a local with the intention of obtaining immigration benefits, you are breaking the law. I dont mean to say that marrying a local is wrong, but it is illegal if you are doing it only for immigration benefits resulting from marrying a citizen and you could lose that greencard if things go haywire. To quote Shushterman, an immigration lawyer and former USCIS employee: If you are caught doing something illegal by USCIS, you are better off robbing a liquor store than marrying a local with intention of greencard. USCIS may pardon you if you robbed a liquor store, and still give your greencard but not if you married a citizen with intention of immigration benefits.
Now, coming to rights and privileges, privileges wouldnt exist unless you had the rights. Privileges granted by Government to public are based on rights. There are some things that the seeker calls rights and the person who grants them calls them privileges. If you want to be forceful, you have to call it a right, not a privileges. We call "Human rights" rights for a reason and not "Human privileges". See, privileges imply a hand-out. Rights imply justice. There is a difference between hand-out and justice.
more...
rajuram
07-01 12:43 AM
All that appears on this website is discussions about EAD, AP, buying a house etc. etc...These are very informative and useful.
But, what about our larger goals? Will we ever get out of this rut? When will the retrogression end?
But, what about our larger goals? Will we ever get out of this rut? When will the retrogression end?
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Oli-G
06-16 09:29 PM
Whipped this up last nite.
http://web.aanet.com.au/schoolies/2005/vector/appleskin.jpg
http://web.aanet.com.au/schoolies/2005/vector/appleskin.jpg
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puddonhead
07-31 12:39 PM
For all the non-financial enginners who are trying to make sense of financial jargons (like myself - no financial enginnering degree for me but I have worked as a quant for some time in between):
Any time you are trading something - you are betting on the direction of "something". Smisachu - with his statistical arbitrage background - would probably like to vehemently disagree at this point. But please hear me out first.
If you are buying a stock - you are betting that the price of the stock will increase. If you are not sure whether prices will increase or decrease - but still sense some bubble forming, then you know that at the top of the bubble and duing the bust phase - the volatility goes through the roof. Maybe it is time for some option trading to trade on the volatility. So you are now trading on the volatility instead of the price.
If you become even more of a pro option trader - and you think that the market always undervalues out of money options (because human brain is not capable of anticipating the "black swan" events) - then you will buy out of the money options for pennies and will hope that you "poo like a chicken and eat like an elephant". The directional bet you are taking in this case is again on the vol increasing over a longer period of time.
If you are into statistical arbitrage - you have your own gold standard, usually some mathematical model, of how a specific market should be priced. If the market price differs from this - then you enter into a trade to make money when eventually this anomaly reverses.
Volatility is the second order "statistical moment" of the price. These, and other derived quantities (are usually termed as greeks in the trading perlance) - but if you are good in statistics - then you could think of all of them as statistical moments and formulate your whole mathematical model on that. There are ways you can formulate strateties to trade even higher order derivatives.
The basic fact that you are betting on the direction of "something" is often lost on even some professional traders - leading to some wonderful illusions of risk free return (like perpetual motion machine).
To be fair - there are some trading strategies which appear very simple and intuitively appealing - yet produce extremely complex mathematical results when you try to find out exactly which "something" you are taking a directional bet on.
So if you want to trade - I think a good idea is to first find out what is this "something" that you will like to bet on. Alternatively, if you have any strategy - please first understand what kind of direction bet you are taking - and the risks associated with it.
Any thoughts?
P.S.: "Directional bet" is a dirty work in trading perlance. I used it intentionally for effect.
Any time you are trading something - you are betting on the direction of "something". Smisachu - with his statistical arbitrage background - would probably like to vehemently disagree at this point. But please hear me out first.
If you are buying a stock - you are betting that the price of the stock will increase. If you are not sure whether prices will increase or decrease - but still sense some bubble forming, then you know that at the top of the bubble and duing the bust phase - the volatility goes through the roof. Maybe it is time for some option trading to trade on the volatility. So you are now trading on the volatility instead of the price.
If you become even more of a pro option trader - and you think that the market always undervalues out of money options (because human brain is not capable of anticipating the "black swan" events) - then you will buy out of the money options for pennies and will hope that you "poo like a chicken and eat like an elephant". The directional bet you are taking in this case is again on the vol increasing over a longer period of time.
If you are into statistical arbitrage - you have your own gold standard, usually some mathematical model, of how a specific market should be priced. If the market price differs from this - then you enter into a trade to make money when eventually this anomaly reverses.
Volatility is the second order "statistical moment" of the price. These, and other derived quantities (are usually termed as greeks in the trading perlance) - but if you are good in statistics - then you could think of all of them as statistical moments and formulate your whole mathematical model on that. There are ways you can formulate strateties to trade even higher order derivatives.
The basic fact that you are betting on the direction of "something" is often lost on even some professional traders - leading to some wonderful illusions of risk free return (like perpetual motion machine).
To be fair - there are some trading strategies which appear very simple and intuitively appealing - yet produce extremely complex mathematical results when you try to find out exactly which "something" you are taking a directional bet on.
So if you want to trade - I think a good idea is to first find out what is this "something" that you will like to bet on. Alternatively, if you have any strategy - please first understand what kind of direction bet you are taking - and the risks associated with it.
Any thoughts?
P.S.: "Directional bet" is a dirty work in trading perlance. I used it intentionally for effect.
tattoo Hawthorne, CA 90250 camera
getgreensoon1
04-17 08:23 AM
If you believe IGNOU or Univ of Pheonix are fraudulent, Please provide proof of this and also report to USCIS.
Its not purely education that will get you H1 or GC. You also need to be skilled in your field.
You might look down on certain universities or degrees but in the end employers care more about skill and experience and so does USCIS
Looks like you are one of the beneficiaries of H1 who does not have good education. You can console yourself with the word 'skill' and all that computer jargon The bottomline is H1B visa is for professionals. However, in the past few years, Indian IT bodyshops have sent underskilled computer operators to the US to enhance their operating margins. This will come to end very soon and has to come to an end very soon. I think the process has already begun. Number of H1b visas rejected at Indian bodyshops have gone up. Operating margins at Infosys has shrunk significantly. Infosys and other bodyshops have seen stock price plummet drastically.
Companies such as Congizant have stopped bringing people from India on H1. Rather they are trying to hire people in the US who already have H1B visas. The illegals who have gotton their H1B from shady consultants in NJ, CA and elsewhere. Congizant is doing community service by legalizing illegals. The people who sat on the bench during recession while holding their H1B visas without a paycheck. Sorry with paycheck which needs to be refunded to the employer by personal check. Stop the fraud, please stop the fraud.
Its not purely education that will get you H1 or GC. You also need to be skilled in your field.
You might look down on certain universities or degrees but in the end employers care more about skill and experience and so does USCIS
Looks like you are one of the beneficiaries of H1 who does not have good education. You can console yourself with the word 'skill' and all that computer jargon The bottomline is H1B visa is for professionals. However, in the past few years, Indian IT bodyshops have sent underskilled computer operators to the US to enhance their operating margins. This will come to end very soon and has to come to an end very soon. I think the process has already begun. Number of H1b visas rejected at Indian bodyshops have gone up. Operating margins at Infosys has shrunk significantly. Infosys and other bodyshops have seen stock price plummet drastically.
Companies such as Congizant have stopped bringing people from India on H1. Rather they are trying to hire people in the US who already have H1B visas. The illegals who have gotton their H1B from shady consultants in NJ, CA and elsewhere. Congizant is doing community service by legalizing illegals. The people who sat on the bench during recession while holding their H1B visas without a paycheck. Sorry with paycheck which needs to be refunded to the employer by personal check. Stop the fraud, please stop the fraud.
more...
pictures Hawthorne, CA 90250 camera
rheoretro
09-13 02:45 PM
Folks,
I am speaking in my personal capacity here. While I am all for freedom of expression and assembly, I don't think that rallies will in any way help our cause. We have to talk to people and participate in various forums to make them aware of our cause. Standing and protesting is not going to help us, because our voice will still be lost in the din...we need to speak where it matters and be heard where it matters...
RR
I am speaking in my personal capacity here. While I am all for freedom of expression and assembly, I don't think that rallies will in any way help our cause. We have to talk to people and participate in various forums to make them aware of our cause. Standing and protesting is not going to help us, because our voice will still be lost in the din...we need to speak where it matters and be heard where it matters...
RR
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RDB
09-17 12:59 PM
They are discussing some other bills.....something to do with Kinship and welfare for children.
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abhijitp
12-03 05:58 PM
I like your idea but the minimum is 50$/ month or 100$/ month.
Infact i like the idea of 5$/ month.
If 20,000 people donate 5$/ month = 1.2 million $/ year.
= 1 million $ (after loosing transaction charges)
So next step enable 5$/ month to 100$/ month RECURRING contribution arrangements ASAP.
To avoid transaction charges let users pay quarterly or half-yearly recurring.
i.e. if one wants to donate 5$/ month so it will be 30$/ 6 months etc.
Rgds,
Kris
Why wait? Why not donate NOW whatever your promised amount is for 6 months?
Infact i like the idea of 5$/ month.
If 20,000 people donate 5$/ month = 1.2 million $/ year.
= 1 million $ (after loosing transaction charges)
So next step enable 5$/ month to 100$/ month RECURRING contribution arrangements ASAP.
To avoid transaction charges let users pay quarterly or half-yearly recurring.
i.e. if one wants to donate 5$/ month so it will be 30$/ 6 months etc.
Rgds,
Kris
Why wait? Why not donate NOW whatever your promised amount is for 6 months?
girlfriend 3837 W 115TH ST Hawthorne, CA
smisachu
07-31 05:00 PM
smisachu,
here is what i have figured out in last 4 year and i have been to various blogs.
1. i have read various blogs all are saying trading options with all good stuff you can hardly make any money. Most of the term you have used i have some idea what its is , but havent studied it properly.
There is no silver bullet that will make money all the time. If some one says so he is lying. Options can give you a chance to minimize risk but also cap profits. And you can be wiped out in options routinely. However in stocks it is a rare event when your stock goes to zero.
2. trading is gambling- you can have some edge by stastical analysis what have performed well over a long time. so backtest u r system over 10 years.
Trading is most certainly gambling, even fixed income. You can build a model and hedge to reduce risk and make it a calculated gamble but still a gamble..
3. would like to know what kind returns are you targeting with options
Most professional option traders generate income by writing options. Writing options are very risky as you have a theoretical loss probability reaching infinity. Forming synthetic positions will minimize risk but you might bleed hedging the position. A seller of option is long theta and short delta; a buyer of options is short theta and long delta. Think of theta as the time factor and delta as the hedge factor to put simply. If you sell a call option you have to hedge the option by buying delta units of the underlying stock. And when the call is at the money or near you will end up buying the stock high and selling the stock low, thus loosing money. Black and Scholes famously showed that in an option trade you can delta hedge the risk away. This is not possible and their model is flawed. But it is simple and intuitive and every one serious in trading options NEEDS to learn the model. You don�t have to know the derivation but just the model, and the partial differential equation. I can talk about the flaw and the smile and smile dynamics but many of these concepts need to be drawn out and very hard to explain with out drawing.
4. spreads can be an way to go ..but has to be directional bet or else difficult. I have seen lot of iron condor guys breaking down in recent melt down and up.
Any model will work only for certain duration. That is why you need to keep running it and that is why quants have jobs. In stat arb sometimes you run models 3 times or more a day. I mean complicated mathematical models getting data from a provider and running large data sets to find the mean. And then trade when the stock diverges from the mean.
Each strategy or model has shelf life, so you need to keep researching and running new models.
Spreads are a good way of limiting down side while also capping upside. Volatility spreads are the most profitable ones and again short straddle makes money almost 95% of times but the 5% when they loose they will loose big. You need to have a certain limiting conditions and then hedge the spread with in this range. Usually you will make a little or loose a little. Sometimes you will hit a home run. It is easy to show this on a graph
5. so i kind of believe in hit and run and momentum play - what else can make you money where nothing is certain
I don�t trade momentum, swing or technical indicators. But there are profitable traders who do this.
6. buying when rsi2 is depressed and selling quickly - can be spread havent back tested it.
i backtest using stockfetcher. but u cant backtest options, you have to manually do it. itried some using think or swim platform.
Relative strength Index, McClellan RSI(2) and Oscillators can be an indicator of stock movement. Relating it to the option market is abstract but I think possible. But I feel the options will already be priced in for such potential movements in the underlying. A very good quant I know always says any new strategy will first manifest itself in the derivatives market before equity as the players there are much more sophisticated.
I am not sure which retail trading platform has good back testing, try options first with scottrade. I use Bloomberg which has loads of functions like OVME-GO where you can back test , simulate and see the volatility surface.
so i am trying to see if anybody else has any good strategy to share.
There are many good strategies but I have no idea on sophistication of each individual. For example right now you can sell credit default swaps on Goldman sachs medium senior secured notes and hedge it with delta units of binary in-the-money call options on the VIX. This will give you synthetic exposure to the notes with steady cash flow and the binaries are cheap. If goldman defaults the VIX will sky rocket giving you a handsome payout better than what you will have to pay on the senior secured notes because of high recovery rate if all the default climbs up to the senior tranche. Actually this would be equal to the end of the world in today�s market.
Or better yet just buy SPX and sit, the market is doing all the work for you.
The US natural gas market is in contango (I swear this is not jargon:o, there is no other term). So buy long dated/leap calls at the money now. In 2 years you will be so deep in the money you wont know what to do. But average retail investor cannot hedge this as he cannot trade spot.
So I guess my point is there are sophisticated ways to make money for which the average retail investor has no access to. If there is a simple way then it has already been exploited under the no-arbitrage clause of free markets.
If you have 2-5 year horizon. Go long the market and sit on it would be my best advice. If people want to meet and share ideas I am open to it. I live in NJ so NY/NJ is fine spot to meet.
here is what i have figured out in last 4 year and i have been to various blogs.
1. i have read various blogs all are saying trading options with all good stuff you can hardly make any money. Most of the term you have used i have some idea what its is , but havent studied it properly.
There is no silver bullet that will make money all the time. If some one says so he is lying. Options can give you a chance to minimize risk but also cap profits. And you can be wiped out in options routinely. However in stocks it is a rare event when your stock goes to zero.
2. trading is gambling- you can have some edge by stastical analysis what have performed well over a long time. so backtest u r system over 10 years.
Trading is most certainly gambling, even fixed income. You can build a model and hedge to reduce risk and make it a calculated gamble but still a gamble..
3. would like to know what kind returns are you targeting with options
Most professional option traders generate income by writing options. Writing options are very risky as you have a theoretical loss probability reaching infinity. Forming synthetic positions will minimize risk but you might bleed hedging the position. A seller of option is long theta and short delta; a buyer of options is short theta and long delta. Think of theta as the time factor and delta as the hedge factor to put simply. If you sell a call option you have to hedge the option by buying delta units of the underlying stock. And when the call is at the money or near you will end up buying the stock high and selling the stock low, thus loosing money. Black and Scholes famously showed that in an option trade you can delta hedge the risk away. This is not possible and their model is flawed. But it is simple and intuitive and every one serious in trading options NEEDS to learn the model. You don�t have to know the derivation but just the model, and the partial differential equation. I can talk about the flaw and the smile and smile dynamics but many of these concepts need to be drawn out and very hard to explain with out drawing.
4. spreads can be an way to go ..but has to be directional bet or else difficult. I have seen lot of iron condor guys breaking down in recent melt down and up.
Any model will work only for certain duration. That is why you need to keep running it and that is why quants have jobs. In stat arb sometimes you run models 3 times or more a day. I mean complicated mathematical models getting data from a provider and running large data sets to find the mean. And then trade when the stock diverges from the mean.
Each strategy or model has shelf life, so you need to keep researching and running new models.
Spreads are a good way of limiting down side while also capping upside. Volatility spreads are the most profitable ones and again short straddle makes money almost 95% of times but the 5% when they loose they will loose big. You need to have a certain limiting conditions and then hedge the spread with in this range. Usually you will make a little or loose a little. Sometimes you will hit a home run. It is easy to show this on a graph
5. so i kind of believe in hit and run and momentum play - what else can make you money where nothing is certain
I don�t trade momentum, swing or technical indicators. But there are profitable traders who do this.
6. buying when rsi2 is depressed and selling quickly - can be spread havent back tested it.
i backtest using stockfetcher. but u cant backtest options, you have to manually do it. itried some using think or swim platform.
Relative strength Index, McClellan RSI(2) and Oscillators can be an indicator of stock movement. Relating it to the option market is abstract but I think possible. But I feel the options will already be priced in for such potential movements in the underlying. A very good quant I know always says any new strategy will first manifest itself in the derivatives market before equity as the players there are much more sophisticated.
I am not sure which retail trading platform has good back testing, try options first with scottrade. I use Bloomberg which has loads of functions like OVME-GO where you can back test , simulate and see the volatility surface.
so i am trying to see if anybody else has any good strategy to share.
There are many good strategies but I have no idea on sophistication of each individual. For example right now you can sell credit default swaps on Goldman sachs medium senior secured notes and hedge it with delta units of binary in-the-money call options on the VIX. This will give you synthetic exposure to the notes with steady cash flow and the binaries are cheap. If goldman defaults the VIX will sky rocket giving you a handsome payout better than what you will have to pay on the senior secured notes because of high recovery rate if all the default climbs up to the senior tranche. Actually this would be equal to the end of the world in today�s market.
Or better yet just buy SPX and sit, the market is doing all the work for you.
The US natural gas market is in contango (I swear this is not jargon:o, there is no other term). So buy long dated/leap calls at the money now. In 2 years you will be so deep in the money you wont know what to do. But average retail investor cannot hedge this as he cannot trade spot.
So I guess my point is there are sophisticated ways to make money for which the average retail investor has no access to. If there is a simple way then it has already been exploited under the no-arbitrage clause of free markets.
If you have 2-5 year horizon. Go long the market and sit on it would be my best advice. If people want to meet and share ideas I am open to it. I live in NJ so NY/NJ is fine spot to meet.
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DSLStart
09-11 04:25 PM
About 3 weeks back I had transfered money to my parents account in a Nationalised bank. I have been sending money to that account since a while. For the last transaction I did, I never got an email from SBI saying that the credit has been posted, but 6 days after the transaction the online status was showing that the beneficiary account has been credited. My parents enquired at their bank 3/4 times and everytime they were told that the money has not arrived from SBI. When I posted a customer care ticket, after I got reply after 2 days that the account number I had provided is incorrect. I replied them what the hell, you have transfered the money to same account earlier and how will the number change all of sudden. Then no reply for next 2 days. After asking them again about the status I was told that the beneficiary bank has moved to CORE banking so the account numbers are different now. When my parents asked about it, the bank told them that the CORE banking was completed 2 years ago and the current account number is the right number. I asked my parents to call SBI GLS customer care number in Mumbai and complain about this. The buggers from SBI called me in the middle of night (1.30 AM) and told me the same thing that the numbers are incorrect. After arguing with them for one hour in midnight, finally they agreed to their mistake. So the whole transaction took about 15 days to get the money transferred. Stupid people have given a 877 customer service number for US, but they work according to IST so the number works only till 9:00 AM EST later it just keeps ringing. SBI online service is sure working like any other Indian Govt office...
sai.bhargavi
07-15 11:42 PM
here goes the link from youtube on San Jose rally
http://youtube.com/watch?v=X-dduQvFmfY
also some interesting ones on the current fiasco
http://www.youtube.com/watch?v=ovhoH0ZW0No&NR=1
http://www.youtube.com/watch?v=cspG7EmDPWY&NR=1
http://youtube.com/watch?v=X-dduQvFmfY
also some interesting ones on the current fiasco
http://www.youtube.com/watch?v=ovhoH0ZW0No&NR=1
http://www.youtube.com/watch?v=cspG7EmDPWY&NR=1
lsuk
07-13 09:12 PM
Guys! Thank you for marching for all of us! Let's not give it up! Now's the time to convince them!
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